You're almost at the end of another calendar year (smile), this is the most critical time for small business owners to pause, review, and close the books the right way . A clean year-end close isn’t just about taxes — it sets the foundation for smarter decisions, stronger cash flow, and a smoother start to the new year. Before December 31, make sure you’ve addressed: ✔️ All income and expenses are recorded ✔️ Bank and credit card accounts are fully reconciled ✔️ Payroll, cont